In addition to their work, women working in Jeth’s fire spills will now be given separately. The day the mercury crosses 40 ° C, they will get the benefit. The condition for this is just that they will have to get heat wave insurance.
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This scheme is starting for the first time in Bihar. Its initiative has been taken by the Trade Union Organization Self Applied Women’s Association- (Sewa).
Under the pilot project, the scheme is being started from 8 districts Patna, Gaya, Munger, Bhagalpur, Banka, Katihar, Purnia and Siwan. Here about one and a half lakh women who do daily wage laborers will get the benefit.
Trying to benefit 1.5 lakh women first year
According to the officials associated with SEWA, the purpose of this insurance is to benefit working women working in the unorganized sector. Its benefit will be available to daily wage laborers working in farming or other sectors.
SEVA has targeted to connect one and a half million women in Bihar this year. The scope of heat wave insurance will also be expanded in the coming years. Its benefit will also be given to women from other districts of Bihar.
How to get benefits, understand the whole process
To get the facility of heat wave insurance, working women from the unorganized sector will have to first subscribe to SEWA. After this, they will be able to apply for this insurance.
During the application, they will have to pay a fee of Rs 300 with Aadhaar card. According to SEWA officials, an amount of Rs 300 paid as a fee will be returned after a month with an incentive of Rs 400.
This scheme will provide a lot of help to women working on daily wedges.
Money will come in account as soon as mercury crosses 40
After this, every month, the amount of 300 rupees will be added to the account of 300 rupees per day by calculating the days above 40 degrees. For this, these women will neither have to provide any evidence nor complete any kind of formality. The trade union itself will calculate the maximum temperature based on the Meteorological Department or other data and put the amount in the account of women.
According to an estimate, every year the temperature of more than 10 days in the districts of Bihar crosses 40 degrees. According to this, covered women can benefit more than three thousand rupees under heat wave insurance.
50 thousand women have taken advantage of this
Heat Web Insurance was started in 2024 under the pilot project in Rajasthan, Gujarat and Maharashtra. Then 50 thousand women of these states were linked to heat wave insurance. Women associated with this received from 1600 to two thousand rupees. This year, the states of UP, Assam and Jammu and Kashmir have also been linked to this insurance project along with Bihar.
Different parameters of maximum temperature in Bihar
In general, women are planned to cover with heat wave insurance in a temperature of more than 40 degrees. But every district selected to Bihar has different criteria for maximum temperature. Insurance will be available on the day of crossing that red mark.
Income decreases due to water change
Due to climate change i.e. strong heat or low rainfall, the income of women who live by doing small work decreases. Because on such an occasion, they either do not work or fall ill due to working. In such a situation, women spend more.
Especially women working in the open or installing roadside hawkers etc. have to bear a lot. To give relief to such women, ‘Seva’ has started this project with the help of international organization CRA ie Climate Resolution for All. The CRA collects the amount for help in heat wave insurance through crowd funding or donations.
Sewa started in 1972
In 1972, the famous Gandhian Ila Bhatt started a labor organization called Self Applied Women’s Association-Sewa for women workers of unorganized sector. Currently, 3 million women are attached to this organization across the country.
